Our coverage options
Insurance for Every Stage of Life
Whether you're protecting your family, your adventures, or your business, we have the right coverage at the right price.
Personal insurance
Protect Your Home, Car & Ride
Home Insurance
Your home is your most valuable asset — protect it.
Our homeowners insurance provides comprehensive protection for your dwelling, personal belongings, and personal liability. Whether it's fire, theft, storm damage, or an accident on your property, we've got you covered.
- Dwelling and structural coverage
- Personal property protection
- Personal liability coverage
- Additional living expenses if displaced
- Optional flood and earthquake riders
Auto Insurance
Drive with confidence, wherever the road takes you.
From liability to comprehensive and collision, our auto insurance keeps you protected on every road. We offer flexible coverage options to fit your budget and driving habits.
- Liability coverage for bodily injury and property damage
- Collision and comprehensive coverage
- Uninsured and underinsured motorist protection
- Medical payments coverage
- Roadside assistance and rental reimbursement
Motorcycle Insurance
Specialized coverage built for riders.
Standard auto policies don't cover motorcycles. Our dedicated motorcycle insurance is designed specifically for riders — protecting your bike, your gear, and your liability on the road.
- Collision and comprehensive coverage
- Liability protection for injury and property damage
- Custom parts and equipment coverage
- Roadside assistance
- Lay-up discounts for seasonal riders
Recreational & specialty insurance
Coverage for Your Boats, RVs & Powersports
Boat Insurance
Hit the water with confidence.
From fishing boats to pontoons and personal watercraft, our boat insurance protects your vessel, your passengers, and your liability on the water. Standard homeowners policies don't cover watercraft — make sure you're properly protected.
- Physical damage coverage for your vessel
- Bodily injury and property damage liability
- Medical payments for passengers
- Uninsured watercraft coverage
- Towing and emergency assistance on the water
RV Insurance
Your home on wheels deserves real protection.
Your RV is part vehicle, part home — and it needs coverage that reflects both. Our RV insurance covers motorhomes, Class A, B, and C coaches, and more, whether you're a full-timer or a weekend adventurer.
- Collision and comprehensive coverage
- Full-timer liability coverage available
- Personal belongings and attached accessories
- Emergency expense coverage while traveling
- Roadside assistance and towing
Travel Trailer Insurance
Adventure further, worry less.
Travel trailers, fifth wheels, and pop-up campers need their own coverage. Our travel trailer insurance protects your rig whether it's hitched up on the road or parked at your favorite campsite.
- Physical damage while in transit and at rest
- Personal property inside the trailer
- Liability coverage at campgrounds
- Total loss replacement for newer trailers
- Vacation liability protection
Powersports & Toys
Protect every thrill — on land, snow, or sand.
ATVs, UTVs, dirt bikes, snowmobiles, jet skis, and golf carts — if it's built for fun, we can cover it. Our powersports insurance is designed for the way you actually ride and play.
- ATVs, UTVs, and side-by-sides
- Dirt bikes and off-road motorcycles
- Snowmobiles and personal watercraft
- Collision, comprehensive, and liability
- Custom parts and equipment coverage
Commercial insurance
Protect Your Business, Your People & Your Fleet
Business Owners Insurance
One policy. Complete business protection.
A Business Owners Policy (BOP) bundles property, general liability, and business interruption coverage into one affordable package — ideal for small to mid-sized businesses.
- Commercial property coverage
- General liability protection
- Business interruption insurance
- Equipment breakdown coverage
- Optional cyber liability add-on
Workers' Compensation
Protect your employees. Protect your business.
Workers' compensation insurance is required in most states and for good reason. It covers medical expenses and lost wages for employees injured on the job — and protects your business from costly lawsuits.
- Medical expense coverage for work-related injuries
- Lost wage replacement for injured employees
- Employer liability protection
- Return-to-work program support
- Compliance with state requirements
Commercial Auto
Keep your business moving — safely and covered.
Personal auto policies don't cover vehicles used for business. Our commercial auto insurance protects your company cars, vans, trucks, and fleets with the right coverage for business use.
- Liability coverage for business vehicles
- Collision and comprehensive coverage
- Fleet coverage for multiple vehicles
- Hired and non-owned auto coverage
- Uninsured motorist protection
Bundle & Save Up to 25%
Combine your personal and commercial policies with Consumer Solutions Insurance and unlock significant savings.